ERN Finance

ERN Finance is a local-first personal finance planner for Filipinos who want a calmer view of their money. Track accounts and transactions, plan recurring bills and BNPL installments, organize sinking funds, and view a cash-flow calendar that shows what’s coming next. ERN calculates a safe-to-spend amount after upcoming obligations so users can make everyday spending decisions with more confidence. Your financial data stays on your device, with JSON backup and restore for migration.