LoanShark

Loans in the Philippines don't live in one app. They live in a Viber thread, Facebook messages, SMS text, a GSIS portal, a paper ledger, and somebody's memory, so it's genuinely hard to answer "how much do I still owe, and what's due next?" 

LoanShark is a ledger for exactly that. Add a loan, get the full amortization schedule, log each payment with a receipt photo, and see one honest number for what's left. It also tracks the other direction, money people owe you, and the promises they made about paying it back. 

Everything is on-device. No account, no sign-up, no server: the whole thing works in airplane mode, because your debts are nobody else's data. Backups are a file you own and can restore anywhere. 

Sharky, the mascot, nudges you the day before a payment is due and says something honest about your progress, never a shame spiral, never a fake streak. 

• Amortization schedules from principal, rate, and term 
• Payment log with receipt photos and OCR to fill the amount in 
• Collections: what others owe you, with promise-to-pay tracking 
• Daily reminder notifications, with a sound and haptic 
• Full local backup and restore - 100% offline, no account required
• Learning modules for loan financial literacy