SpendSmart

SpendSmart is a personal budgeting app that uses the envelope method to help you allocate every peso. Create spending envelopes for categories like Food, Transport, and Bills — set budgets from your wallet balance, track expenses with AI, and see exactly where your money goes each month. Manage multiple wallets, set savings goals, schedule recurring expenses, and get smart insights powered by AI. Built for Filipinos who want to take control of their finances.